October 16, 2020

Applying for Universal Credit

Universal Credit is a payment to help with your living costs. It’s paid monthly. You may be able to get it if you’re on a low income or out of work.

How to claim Universal Credit: step by step – click here

You may be able to get Universal Credit if:

• you’re on a low income or out of work
• you’re 18 or over (there are some exceptions if you’re 16 to 17)
• you’re under State Pension age (or your partner is)
• you and your partner have £16,000 or less in savings between you
• you live in the UK

How to claim

You are required to apply for Universal Credit online.

You have to apply as a couple if you and your partner live together. You do not need to be married.

You might also need to phone the Universal Credit helpline to book a phone appointment with a work coach. You’ll be told if you need to do this after you apply.

What you need to apply

You’ll need:

• your bank, building society or credit union account details (call the Universal Credit helpline if you do not have one)
• an email address
• information about your housing, for example how much rent you pay
• details of your income, for example payslips
• details of savings and any investments, like shares or a property that you rent out
• details of how much you pay for childcare if you’re applying for help with childcare costs

If you do not provide the right information when you apply it might affect when you get paid or how much you get.

You also have to verify your identity online. You’ll need some proof of identity for this, for example your:

• driving licence
• passport
• debit or credit card

To apply for Universal Credit please click here for further information.

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